Treasury.to
compound

Kalkulator Target Tabungan — Solver 3 Variabel

Kalkulator Target Tabungan menyelesaikan mundur salah satu dari tiga variabel: dengan target (mis. Rp 100 juta), tentukan dua dari {modal awal, kontribusi bulanan, waktu} dan kami pecahkan yang ketiga secara akurat. Cocok untuk uang muka, dana darurat, biaya kuliah anak, atau target jangka panjang apa pun.

Diperbarui:

Cara menggunakan

  1. Pick the unknown. Monthly contribution, time, or starting amount.
  2. Enter the other two. Plus the target and assumed annual rate.
  3. Read the result. We show the value you need to reach the goal.

Fitur utama

Solve for contribution
Have target + start + time → required monthly?
Solve for time
Have target + start + monthly → how long?
Solve for start
Have target + monthly + time → starting amount needed?
Monthly compounding
Standard FV formula — not an approximation.
Contributed vs interest
Shown separately to clarify growth composition.
8 currencies
USD, EUR, GBP, SGD, INR, AUD, CAD, VND.

Mengapa Treasury.to?

  • 3 different solver modes
  • Closed-form + bisection
  • Multi-currency
  • Instant
  • Free
  • Mobile-first

Pertanyaan yang sering diajukan

Is the solver penny-accurate?
Yes — contribution and start modes use the closed-form FV annuity formula. The time solver uses 200-iteration bisection accurate to under 0.05 months.
What compounding does it use?
Monthly by default, matching savings accounts and ETF DCA. For other frequencies, use the Compound Interest Calculator.
Can I model irregular contributions?
Not here — this tool assumes a constant monthly amount. Use the Compound Interest Calculator with 'both deposits & withdrawals' for irregular flows.

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