SAL·ESsalary-tax
Spain Salary Calculator 2026 — IRPF & Seguridad Social
Spain Gross→Net salary calculator for 2026 — applies IRPF state + default autonomous brackets (19/24/30/37/45/47%), Seguridad Social employee contribution (6.50%, incl. MEI 0.15%, capped at ~€61,214/year), and the personal & family minimum (€5,550 base + €2,400/dependent). Useful for employees in Madrid, Barcelona, Valencia and expats relocating to Spain.
Updated: ·See data sources
§ 01
How to use
- Enter annual gross. Type your gross salary before taxes.
- Add dependents. Children/dependants increase the personal minimum.
- Read results. Annual & monthly net, Seguridad Social, IRPF breakdown.
§ 02
Key features
Six progressive IRPF brackets
19% → 47% on combined state + default autonomous rates.
Seguridad Social cap
Stops at the base máxima (~€61,214/year).
Personal & family minimum
Reduces taxable base by €5,550 + €2,400/dependent.
§ 03
Why Treasury.to?
- IRPF 2026 brackets
- Seguridad Social ceiling
- Personal minimum + dependents
- EU & autonomous-region approximation
- Free, no signup
§ 04
Frequently asked questions
01Are autonomous-community variations supported?
The default brackets approximate the national + average autonomous rate. Madrid, Andalucía, Cataluña etc. set their own tramo autonómico — your actual liability can differ by a few percentage points.
02Does it include capital-gains tax?
No — only employment income (IRPF general base). Investment income uses the savings tax base with different rates (19/21/23/27/28%).
03What is the personal minimum?
Mínimo personal y familiar — €5,550/year as a base, plus €2,400 per dependent (simplified). It's not subtracted from income; instead the bracket tax on it is subtracted from the bracket tax on the full base.
§ 05
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